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Elista Golden Dreams Plan

As per this scheme, customers who successfully complete the plan by paying all installments on time will be eligible to purchase gold jewellery worth the total of 11 months + 1 month’s installment amount (1st Installment amount). In addition, they can enjoy the following benefits:

  • Get the first installment as a bonus
  • No making charges on Kerala gold jewellery
  • 50% discount on making charges for other gold jewellery
  • 30% discount on diamond value for purchasing diamond jwelleries
Available Monthly Plans
₹500   |   ₹1000   |   ₹2500   |   ₹5000   |   ₹10,000
Terms & Conditions
1 The scheme duration is 11 months.
2 Installments must be paid between 1st–10th of every month, either directly at the shop or online. The amount should not be less than the chosen installment at the time of joining (₹500, ₹1,000, ₹2,500, ₹5,000, ₹10,000).
3 A scheme passbook is mandatory for installment payments.
4 Jewellery must be purchased within 1 month after the scheme expiry.
5 The scheme passbook is mandatory when purchasing gold jewellery under the scheme.
6 Only members can close the plan and sign the documents. If the member is unavailable, their nominees may proceed with valid documents.
7 The total investment under this scheme in a financial year should not exceed ₹1,70,000.
8 Members who are unable to complete the scheme can purchase gold ornaments equivalent to the installments they have paid.
9 The scheme cannot be terminated before completion. If payments are not made on time, making charges will apply to the ornaments.
10 The amount paid will not be refunded in cash under any circumstances.
11 No agents are authorized to collect installments.
12 The scheme is governed by Central & State laws.
13 The final decision will rest with Elista Gold.